Sam Azares

Loan Officer
NMLS: 629829
c: 520.241.6689

Trisha Azares

Branch Manager
NMLS: 630216
c: 520.490.0196
Your Exclusive Employee Benefit

Unlock Your Real Estate Benefits

As a valued employee, you have access to exclusive home financing benefits, discounted rates, and dedicated support to make homeownership a reality.

You can extend these benefits to friends and family—just have them mention your name.

Your Exclusive Advantage.

Exclusive Home Buying & Mortgage Benefits for Navarette Leather Employees. Save thousands. Get expert guidance. And buy with confidence—whether you’re purchasing your first home, upgrading, or refinancing.

SPECIAL PROGRAMS

Available For You

Customized mortgage solutions designed to save you money and fit your goals.

FIRST-TIME HOMEBUYER OPTIONS

Programs designed to make homeownership more accessible with guidance every step of the way.

LOW DOWN PAYMENT PROGRAMS

Put less down and keep more cash in your pocket with flexible loan options.

PHYSICIAN & PROFESSIONAL LOANS

Zero down with no mortgage insurance for qualified professionals.

JUMBO FINANCING

Competitive solutions for high-value homes with flexible terms and tailored options.

RATE BUYDOWN STRATEGIES

Lower your monthly payment and increase your long-term savings.

REFINANCE & MORTGAGE REVIEW

Review your current loan and explore options to save more over time.

EXPERT GUIDANCE

Local experts with over 25 years of experience.

PERSONALIZED SOLUTIONS

Strategies tailored to your unique situation.

LET'S BUILD YOUR PLAN

Get started with a free consultation and custom payment plan.

VIP SERVICE

White glove service from start to finish.

More than a loan.  |  IT'S A PLAN FOR YOUR FUTURE.

WHITE GLOVE

Services

A HIGHER LEVEL OF CARE.
A BETTER MORTGAGE EXPERIENCE.

PERSONALIZED ATTENTION

You're not a number. You get a dedicated mortgage expert from start to finish.

CONCIERGE-LEVEL SERVICE

We handle the details, communicate clearly, and make the process smooth and stress-free.

FAST & RESPONSIVE

Quick answers. On-time updates. We keep your loan moving.

PREMIUM EXPERIENCE

From pre-approval to closing and beyond, we go above and beyond for you.

HOME LOANS

Purchase  |  Refinance
New Construction

EXPERT GUIDANCE

Trusted advice to help you make confident decisions.

CLEAR COMMUNICATION

No surprises. Just clarity every step of the way.

CLOSING WITH CARE

We treat your experience like it’s our own.

It's more than a loan.  |  IT'S THE WHITE GLOVE DIFFERENCE.

Expert Guidance Every Step of the Way

A dedicated advisor by your side from application to closing — answering questions, clearing hurdles, and keeping you informed every step of the way.

1-on-1 Consultations

Schedule private sessions to discuss your unique financial situation and goals.

Your Custom Payment Plan in 3 Steps

Meet privately with your advisor, review your options and savings side-by-side, then walk away pre-approved. Personalized guidance, start to finish.

Current Mortgage Reviews

We'll review your existing mortgage to make sure it still fits your goals — and flag opportunities to save.

Your Program Benefits

Buy A Home

Find your dream home with the help of our experienced real estate agents. We'll guide you through the entire buying process, from start to finish.

Sell A Home

We specialize in selling homes quickly and for top dollar. Our team of experts will help you navigate the market and get the best possible price for your home.

Investment Properties

Looking to invest in real estate? We can help you find the perfect investment property, whether you're a first-time investor or a seasoned pro.

Expert Finance Consulting

Our licensed loan officers will educate your employees to make sure they understand all the possible options when it comes to lending and buying a new home.

Options and Pricing

Through relationships with multiple lenders, we’re able to provide employees the best rates, pricing options and flexibility to help employee needs.

On-Site Service

Our experts will come to you. We’ll host educational seminars and meet employees there to save employee and employer both time and money!

Financial Benefit

Significant Cost Reductions

As part of the VIP Mortgage at Work program, you bypass standard fees and access competitive rates that aren’t available to the general public.

Access exclusive rate structures tailored for program members, potentially saving you thousands over the life of your loan.

Lower monthly payment = more take-home income

Reduced cash to close = easier to buy now
Clear plan before you shop = no guesswork

Program Eligibility

To qualify for the VIP Mortgage at Work benefits, you must meet the following simple criteria.

Active Employee

Must be currently employed by a participating partner company.

Employment Tenure

Generally requires 30+ days of employment (varies by employer).

Primary Residence

Benefits apply to primary residence purchases and refinances.

Required Documents

Gather these to expedite your pre-approval.

W-2 Forms

Most recent 2 years

Pay Stubs

Most recent 30 days

Bank Statements

Last 2 months (all pages)

Govt. Issued ID

Driver’s License or Passport

🔒 Secure portal upload
Start Application →

Important Disclosures Regarding Rates & Offers

The specific discounts, reduced origination fees, and preferred interest rates offered through the V.I.P. Mortgage at Work program are subject to change based on market conditions, loan type, and borrower credit profile. Not all applicants will qualify for the lowest rates or maximum discount.

This is not a commitment to lend. All loans are subject to credit and property approval. Program terms and conditions are subject to change without notice. Corporate Address: 9221 E Via de Ventura, Scottsdale, AZ 85258. VIP Mortgage, Inc. NMLS #145502. Equal Housing Lender.

Talk to an Advisor

Your Dedicated Advisors.

Have questions about your specific scenario? Schedule a zero-obligation consultation with your dedicated program advisor.

Azares Team at V.I.P. Mortgage, Inc.

SAM AND TRISHA AZARES

Senior Loan Officer / Branch Manager
NMLS #629829 | NMLS# 630216
Your Dedicated Home Financing Consultants

The Azares Team met where they were both named in the top 5 percent of the company’s originators. They continued achieving top honors as they grew their careers together; complimenting each other’s strengths, while sustaining each other’s limitations. Together, they go above and beyond their clients’ needs to make sure they are fully taken care of. whether it is a first-time homebuyer, retired client or high-end affluent client, their dedication to work together for their clients and partners is unmatched.

V.I.P. Mortgage, Inc. has become a great match for the Azares team, putting customers first – always. Their business has been built focusing on service communication and educating their clients.

Outside of work, their three crazy young boys keep them incredibly busy. They enjoy watching them play basketball, going to the park, and making trips to the lake and camping.

April Bidwell at Tierra Antigua Realty

April Bidwell, REALTOR®

Your Dedicated Real Estate Consultant

Hi, I’m April Bidwell, a Southern Arizona realtor. I love helping individuals and families find their perfect home in Tucson and the surrounding desert communities. I’ve lived in Southern Arizona for more than 25 years and built my real estate career on local expertise, strong relationships, and a deep commitment to service.

I’m proud to serve as a Director on the Tucson Association of REALTORS® Board of Directors, where I advocate for homeowners, support fellow agents, and stay at the forefront of industry standards and market trends. As a realtor at Tierra Antigua Realty and a real estate investor for the past decade, I bring a well-rounded perspective to every transaction.

Whether you’re relocating to Tucson, exploring Southern Arizona, or searching for a fresh start, I’m here to make the process seamless, informed, and enjoyable. Tucson’s beauty, culture, and community make it a truly special place and I’d be honored to help you call it home.

Tierra Antigua Realty
7380 N La Cholla Blvd
Tucson, AZ
USA

Phone:

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